Coins Guide

Rare Silver Certificates: What are the Most Valuable Silver Certificates?

Most silver certificates are worth only a small premium over their actual face value. For example, the common 1935 and 1957 certificates would sell for $1.25 to $1.50 in average circulated condition.  A note of this type in uncirculated condition would fetch a bit more, perhaps $2.00 to $4.00.

Many collectors purchase silver certificates because of their rich history, uniqueness, and love of paper money.  However, for the serious currency investor, their are a few notes worth obtaining for their monetary value and opportunity for appreciation.  I’ve compiled a list of some of the more valuable notes available on the market today:

1.  FR-251 – 1899 $2.00 Agricultural & Mechanics large-sized note, with a serial number of one.  This certificate in GEM uncirculated 65 condition is practically priceless.  For the untutored collector, a bill in GEM uncirculated 65 condition is absolutely perfect.  It would have no tears, stains, rips, or folds.  It would have razor sharp corners, absolutely perfect margins and no pinholes whatsoever.  In other words, it would be a bill that is in absolute perfect condition!

What makes this note so special?
a. LOW serial number of D1
b. Extremely high certified grade
c. One time MATCHING signature combination of VERNON-TREAT

I discovered one such note on eBay, selling for over $20 million dollars!

2.  FR-268 -1896 $5.00 Educational certificate.  It has a GEM uncirculated 68 condition – which indicates maximum perfection.

What makes this note so special?
a. The final Educational Note series
b. The only known CGA GEM-68 that exists
c. One time MATCHING signature combination of TILLMAN-MORGAN.

Other rare notes worth collecting:

1.  Two – 1896 $1.00 large-size Educational Silver Certificates
These are absolutely beautiful notes:

a.  Only 6 serial numbers
b.  2 Consecutives (very rare!).
c.  High Grade
d. Only Lowest high-grade, consecutive serial number in existence

This pair was selling for over $84,000!

2.  FR-330 – 1891 $50.00 Silver Certificate
There are only 6 of these notes in existence and only a couple ever seen in public.  I discovered one selling on eBay, in PMG Fine 12
condition, for $23,000

3.  FR-23 – 1886 $5.00 certificate.
In PCGS 65 condition, this one was fetching in the neighborhood of $27,000.

4.  FR-343 – 1891 $100.00 Silver Certificate.  Only 15 of these notes are known to exist.  I found on selling on eBay, in in PMG Fine 12 condition, for $16,500.

As you can see, there are many unique, rare and very valuable silver certificates worth collecting and investing in. Before purchasing any paper money online, always do your homework, ask questions, investigate the reputation of the seller carefully, and make sure a 100% full, money-back guarantee
is offered on the sale!

Christina Goldman
http://www.articlesbase.com/collecting-articles/rare-silver-certificates-what-are-the-most-valuable-silver-certificates-706334.html

Silver- the Perfect Christmas Gift

When you read the title you probably are thinking that he is suggesting I buy silver jewelry for my wife’s Christmas present. No, that is not what I’m suggesting. With the current state of the economy and with the value of the dollar plummeting as we speak you stand to make a significant amount of money and also protect your wealth.

Below are the reasons why you should own silver coins or bullion this Christmas:

1) Wealth Protector. Since 2003, when the silver bull market officially began, silver has appreciated more than 200%. At the same time the Dow Jones Industrial Average is up a whopping 30%.

2) The Dollar Is Worthless. I have yet to understand why we use a currency that is based strictly off of confidence and not on a tangible asset such as gold and silver. Since 2000 the dollar has lost 33% of it’s value compared to the Euro. Have you noticed that your gas, electric, and food bill in the last several years has increased significantly while nominal wages have decreased.

3) Limited Supply. As with all tangible assets there is a finite supply of silver on this earth. The United States used to have the largest silver stockpile in the history of the world. In 1970 the U.S. had 350 million ounces of silver. As of 2007 they have about 50 million ounces in inventory. Where did it go? The U.S. government sold it to the industrial industry to keep up with demand for their products such as computers. With very little silver available for investment you stand to profit big time.

4) Printing Press. As the government bailes out everybody under the sun one morning we are all going to wake up with the cost of a loaf of bread $1,000. The money that the government is giving to Wall Street and soon to be Detroit is newly printed money. Money that we do not have. Guess what happens when the government prints more money… you guessed right, Inflation! An invisible tax that we get to pay while the Wall Street CEO’s get millions of dollars in bonuses. Once all of this new money makes it out into the market watch out your dollar ain’t going to buy you squat. You better own silver by this point or you will be living in a “tent city.”

Shawn L Charles
http://www.articlesbase.com/investing-articles/silver-the-perfect-christmas-gift-683210.html

Engelhard Silver Bars – a Trusted Name in Silver Bars

If you collect silver bullion bars, Engelhard Silver Bars are more than likely a part of your collection.  These gorgeous bars have not been mass produced since the 1980′s, so getting one can be very tricky.  The easiest way is to buy is from an investor on sites like Ebay.

Engelhard has a spotless reputation for the quality and purity of their bullion bars, and the bars are always stamped with the exact purity of silver contained.  Collectors love this brand, because they know that they have the ability to sell or buy with confidence no matter where the investor is located, nearly anywhere in the world.

The ten and one hundred ounce bars have been the most popular of the silver bars with investors.  Investing in one hundred ounce bars is popular, because you can invest in pure silver and at the same time avoid the premiums usually found on legal bullion coins.

Most investors buy Engelhard Silver Bars in one hundred ounce bars, because they usually sell when the price of silver goes up.  Those who buy to invest in their own financial future usually buy a smaller bar.  Investing in silver coins is more commonly done, but purchasing silver bars is becoming increasingly popular.  This may be due to the fact that recently one hundred ounce bars sometimes carry a premium of 40% or more.

Experienced collectors know that investing in gold and silver is one of the best ways to achieve financial security.  While most markets go up and down, these usually remain constant.  Think of the stock market recently – investors were losing millions of dollars.  This isn’t likely to happen when you invest in gold and silver coins, bullion, and bars.

Investing in silver is also a popular way to plan for retirement.  When you start collecting early on, the value of your collection accrues over the years and usually has a high value when you do decide to liquidate.  Collecting silver and gold is a very smart way to secure your future.  There aren’t many markets that you can rely on like this.

Whether you collect silver, gold or both, make sure you invest in the best quality in order to achieve an excellent return when you sell.  If you haven’t added Engelhard Silver Bars to your collection, there is no time like the present!

Christina Goldman
http://www.articlesbase.com/collecting-articles/engelhard-silver-bars-a-trusted-name-in-silver-bars-726236.html

Silver Certificates: How Much is a 1957 Silver Certificate Worth?

The 1957 Silver Certificate is a type of paper currency that was once minted in the United States, equal and redeemable for an equal amount of silver bullion. This $1 certificate was part of what was known as the small-note series. Beginning with the 1928 series, all United States paper currency was reduced in size to cut costs and to speed up the pace of transactions.

Before 1934, silver certificates were redeemable for actual Silver Dollars. However, Congress passed legislation in 1934 that allowed the government to exchange a certificate for silver bullion and not specifically silver dollars.

In the 1940′s and 1950′s, silver certificates began to disappear from circulation. The number of notes in circulation depended upon the amount of silver bullion that was contained in the vaults of the U.S. Treasury. Less silver was being produced. So, when a note was redeemed for silver bullion or dollars, it was shredded. It could not be put back into circulation unless the amount of silver being produced was increased.

The 1957 Silver Certificate is one of the most common certificate dates. There are many rare silver certificates that are valued at more than $200. This is not the case with the 1957 version. According to the most recent Black Book figures, the retail value for this particular date is perhaps $5.00 or $6.00 in crisp, uncirculated condition. In circulated condition, it is worth just a little over face value.

Always keep in mind that the figures quoted in various coin books are for retail value. A dealer would tend to offer less, anywhere from twenty to forty percent lower than the retail price.

Christina Goldman
http://www.articlesbase.com/collecting-articles/silver-certificates-how-much-is-a-1957-silver-certificate-worth-702464.html

What is the best music editing software under 100 dollars?

I want to be a professional musician and so I’m starting small and planning on buying a high quality mic(suggestions appreciated) and the best music recording/editing software. *under 100 dollars* I just want something I can start out with but has really great features and easy to use. I’m new to music editing and recording but not a new musician.

I used Audacity(c). It’s easily downloaded and easy to use. I would’n't really consider it "professional," but its good at recording, merging, and editing audio, which is the same as music. And the best thing is: IT’S FREE!

Is it ethical to gamble millions of dollars away instead of using that money to help poor folks?

A news report today says that the former basketball star Charles Barkley has spent about 10 million dollars gambling. If he has lost that much money, why not just give it to those who could use it? Maybe he can afford to lose the money, but couldn’t that money have been used in a better way?

Gambling in just the state of Nevada employed more than two hundred thousand people in jobs where they earned a total of more than eight billion dollars. The state itself took away one billion dollars in taxes. Over fifty million people visited the state to engage in gambling there, and spent more money on hotels, food, and entertainment which in turn employed any number of other people and was taxed as well.

So let’s not pretend that NOBODY benefits from legal gambling that goes on. If it were ended tomorrow it would put ridiculous amount of people out of work, cripple some state economies, and arguably not even stop a single addict from continuing to gamble illegally. It may be worth mentioning that there are many, many ‘respectable’ professions that are really little more than gambling as well – investing in stocks, businesses, and so on, for example.

Link below for statistics.

Why is a box of baking powder worth a dollar at grocer but worth a 1000 dollars at street value?

My instructor said a man took three dollars and turn in to 3000 in sevens days with ordinary baking powder..How is that possible? Arm and Hammer need to raise there prices.

he mixed it with crack and made a lot of money on the street. dont try this at home.

My mom will get 1 million dollars from her boyfriend. Does she have to pay taxes on that million?

My mom been taking care of her boyfriend for past couple years. She paid for his housing, food, etc. He is about to get 2 million dollars from a lawsuit and he wants to give half of that to my mom because she been taking care of him. Does she have to pay tax on that?
No recipient gift tax. Is there an upper limit?

It’s a gift and recipients of gifts don’t need to pay any gift tax, but donors do. In 2008, there is a 2 million dollar estate and gift tax exemption, which means that you can give 2 million dollars away tax free. Each year, you can give away 12,000 without worrying about the gift tax exemption. After that, each dollar over 12,000 cuts into the exemption. Again, that’s only for donors. Your mom doesn’t need to worry.

Investor Interest Climbs on Teryl Resources’ Gold Hill News

Teryl Resources Corp. (TRC.V: TSX) is a diversified explorer with interests in oil and gas as well as minerals. In a global mining bull market, companies, particularly on their lows, are often undervalued. The Teryl share price recently started acting like a seismograph in the first stages of registering a tremor on the TSX charts.

Teryl holds a wide range of properties and has major JV partnerships near major producing mines in Alaska, for example, but right now it’s the new property in Arizona that’s showing signs of changing the big picture in terms of assets and potential revenue. Teryl has seven patented claim blocks, totaling 248 acres, in the Warren Mining District, Cochise County, Arizona. The Gold Hill prospect includes the Old Gold Hill, Superior, and Baston mines. The company owns a 100% interest, subject to a 10% net profit interest for the vendors.

The Warren Mining District area was first opened up in the 1860s, and is Arizona’s iconic mining showpiece. The Phelps Dodge Corporation’s Lavender Pit mine, which is only a few miles from Teryl’s property, is one of the global all-time major copper producers, extracting 75 million tons of ore, which produced a billion dollars worth of copper, gold and silver in the process. The Bisbee area, where Teryl is drilling, has been in continuous commercial production for nearly a century.

Interestingly, the Lavender Pit has been reactivated for test drills following copper’s spectacular return to favor as a commodity. Teryl has apparently found the right commodity at the right time. Demand for copper is rising, with China’s insatiable production levels driving the trend and prices.

Teryl’s holdings contain a lot of old small scale works, including pits, cuts, placer digs, and small shafts. Work to date has identified strong indications of a gold/copper pattern of mineralization on the property.

Consensus of opinion at this stage is that the mineralization pattern is similar to proven deposits in Nevada’s Carlin Trend and Teryl’s neighbor Phelps Dodge’s Copper Queen deposit at Lavender Pit. The site is considered to have the potential to be a lode-type copper deposit. That fits with the pattern of mining in the area, where lode mineralization is well known.

(The phenomenon of similar regional deposits isn’t unusual in areas of high mineralization. Australia’s Broken Hill was producing new finds in the mid 20th century, long after the initial major discoveries in the 1880s and intensive searches.)

Teryl is backing that professional judgment, and on December 3 announced that it had begun drilling on three priority targets at the Bisso site on Gold Hill. The company is also in the process of acquiring a further 640 acres adjoining its Gold Hill interests. The expansion and consolidation of holdings is necessary to cover possible extensions of the deposits, and establish Teryl’s significant rights over the area.

The first natural issue for market consideration is financing. The company has a history of getting backing when it needs it. The TSX financing notices since 2002 read like a “How To Finance Your Operations Manual” for exploration miners. Teryl hasn’t had trouble finding backers for selective private placements. It says something for the credibility of the company that after a net loss of $465,000 for the year, the company made a placement for $407,000 in share warrants in August 2007.

More impressively, that private placement backing, which amounts to over CAD $4.3 million dollars in the last five years, is unswerving, despite the hard slog of exploration mining overheads. Teryl’s history indicates a pattern of holding assets, joint ventures, and carefully focused expenditure. Teryl’s CEO, John Robertson, has been running the company for 25 years, which explains the consistency of the company’s approach to business.

From the market’s perspective, the new finds, if realizing their early indications, constitute a potential significant positive change in net asset backing for Teryl’s shares. For the purposes of a formal valuation, Teryl is currently continuing its pattern of holding assets. The company has recently renewed its interest in its joint gold mining venture at Fish Creek until 2009, and retains its other Alaskan gold operations, indicating that the existing asset base is stable and functional.

There are strong potential upsides to the Gold Hill venture. The company has a lot of possible options for how it can develop the Gold Hill property into a revenue stream. Teryl’s joint venture approach, for example would be one possibility. Gold and copper are at historically good prices and commercial interest from the industry can be expected if the ore bodies live up to their promise.

This could be a seminal point in the company’s history. The potential for significant growth is clear. Teryl’s current moves are consistent with an expanding mode of operations. The company’s Gold Hill property will triple in size with the intended new acquisitions. That’s a fair testimony to the company’s degree of commitment in Gold Hill.

Teryl is also one of the main landowners in the Fairbanks Mining District, Alaska. The Gil project is a joint venture (80% Kinross/20% Teryl) with Kinross Gold Corporation (TSX: K; NYSE: KGC). Adjacent to the Gil Project are the Fish Creek Claims that are a JV with Linux Gold Corp. The company has a 100%-interest in the West Ridge property, also in Alaska. Teryl also has a 10% net profit interest from Kinross for the Stepovich Claims – next door to Fort Knox in Alaska – and a joint venture silver prospect located in Northern BC, Canada. Additionally, the company also earns revenues from oil and gas holdings in Texas and Kentucky.

This article is intended for information purposes only, and is not a recommendation to buy or sell the equities of any company mentioned herein. It is based on sources believed to be reliable, but no warranty as to accuracy is expressed or implied. The opinions expressed in the article are those of the author except where statements are attributed to individuals other than the author, in which case the opinions are those of the individual to whom they are attributed.

Paul Wallis
http://www.articlesbase.com/investing-articles/investor-interest-climbs-on-teryl-resources-gold-hill-news-296672.html

How would you spend a billion dollars on preventing crime?

Imagine that you have a billion dollars to spend on a crime issue for the State of North Carolina. How would you spend it to address the issues of law and social control? Your purpose is to address social issues, law, and control in the most efficient manner.

Blow the whole wad on Illegal Immigration issues, which is the ROOT of the problem.